Refinance a property loan with the payment change and long-run result in one view.

Compare one selected property's target loan against a refinance, then read the repayment, cost, and long-run position change in that order.

This page is for testing whether a refinance improves the property path after costs and tax context are included.

Arun comparing one current property setup against a refinance option with a calculator nearby

How the page works

The structure stays the same even when the property decision changes.

Use it when

  • You have a linked property loan and want to test a replacement structure.
  • You want the payment change and the long-run result, not just a lower rate headline.
  • You need deductibility context and cost drag kept visible before acting.

You set

  • Rate, term, loan type, and offset for the replacement loan.
  • Refinance costs, cashback, and the comparison horizon.
  • Any structural assumptions that affect deductibility context.

You inspect

  • Immediate repayment change and interest path.
  • After-tax result for the current loan path versus the refinanced path.
  • Milestone outcomes and term-by-term loan structure detail.

Compare this against the rest of the decision set.

See the rest of the public decision set, or open the product to run this against your own records.