Show the working
A planning tool should make formulas, assumptions, caveats, and inputs easier to inspect, not harder.
Why PropRetire exists.
The product came from a real portfolio problem: too many property decisions were being rebuilt across disconnected spreadsheets and calculators.
Property decisions rarely stay inside one lane. The same question can touch household cashflow, property tax, linked debt, suburb context, ownership structure, and retirement capacity all at once.
PropRetire was built to keep those pieces connected long enough for the decision to stay inspectable. The goal is not to automate judgment away. The goal is to make the numbers easier to follow before you act.
What the product tries to keep visible.
These principles shape both the interface and the calculation flow.
Keep the model connected
The same property, loan, member, and ownership data should flow into cashflow, tax, retirement, and scenario views.
Respect the decision
The software helps people compare paths. It does not pretend to replace licensed financial, legal, lending, or tax advice.
Founders
The product reflects an accounting bias toward clarity and a software bias toward connected systems.
Raman Singh
Co-Founder & CEO
Raman spent years in accounting and finance while managing property questions that spreadsheets handled less and less well as the portfolio grew.
Varun Agarwal
Co-Founder & CTO
Varun builds software with the same bias he teaches with: keep the logic visible enough that people can still question the result.
See the workflow in practice.
Move from the origin story into the product and decision pages to see the actual structure behind the pitch.